Last updated: August 22, 2026
By accessing or using team-abarca.com or submitting any form on our website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.
Team Abarca, led by Denise, provides mortgage lending guidance and home valuation resources to help homeowners understand their property's value and their financing options. Services and offers described on our website are subject to change without notice.
By submitting your phone number through our website and checking the applicable consent box(es), you agree to receive text messages from Team Abarca related to appointment confirmations/reminders and, if separately opted in, promotional offers and updates.
Home valuation estimates provided through our website are informational only and are not a formal appraisal. Mortgage-related information and guidance provided by Team Abarca do not constitute a loan commitment or guarantee of approval. All financing is subject to underwriting approval, applicable lender requirements, and verification of borrower information.
You agree to provide accurate and current information when using our website or submitting a form, and to use our website only for lawful purposes.
You may opt out of text communications at any time by replying STOP, and may unsubscribe from email communications using the unsubscribe link in any email. Discontinuing communications does not affect any services already in progress.
All content on team-abarca.com, including text, graphics, and logos, is the property of Team Abarca or its licensors and may not be copied or reproduced without permission.
Our website and services are intended for individuals 18 years of age or older. By using our website, you represent that you are at least 18 years old.
Mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to your carrier's network coverage and service availability.
Our website and services are provided "as is" without warranties of any kind, express or implied. Home valuation figures are estimates only and are not guaranteed to reflect actual market value.
To the fullest extent permitted by law, Team Abarca shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services.
These Terms & Conditions are governed by the laws of the State of Arizona, without regard to conflict of law principles.
We may update these Terms & Conditions from time to time. Changes will be posted on this page with an updated "Last updated" date.
Questions about these Terms & Conditions can be directed to: